
If you are contacting a credit union directly, please say you are a UNISON member and quote reference T4Y.Ī credit union’s customers are its members. Then contact us or, if you prefer, click on the link to go their website. Go to our directory and find the one that best suits you. Some credit unions are based on where you live or work and others, such as police credit unions, on the job you do.

offers fairly-priced loans including to people with imperfect, limited or no credit history.is committed to helping its members improve their financial situation.appeals to anyone wanting to support their local community and economy.Joining a credit union could be for you if you are interested in being part of a democratically-led organisation that: Loans come with no hidden charges and no penalties for early repayment. Our credit union partners can offer loan products – including emergency loans – to members who do not necessarily meet the criteria to borrow from high street lenders such as banks and building societies, many of which have tightened their lending criteria as a consequence of the credit crunch. And your reward for saving will be that you receive a dividend each year – often in the region of 2-3% of the amount you have saved. This could be a sensible option if you can only afford to save a small amount each week or every now and then.

The benefits for UNISON membersĪs little as £1 may be all you need to open a savings account. UNISON is promoting credit unions as financial and ethical co-operatives that will serve members in a safe and responsible way and promote financial wellbeing. We already know just how many members are using payday loans and other high-interest loan products – often getting caught in a trap of spiralling debt. UNISON has established a network of credit unions covering the UK where members and their families can both save and take out low-interest loans – in many cases, through payroll deductions. Whether you’re dissatisfied with current banking arrangements, are struggling with exorbitant interest rates charged by payday and other lenders or simply looking for an ethical alternative, credit unions may provide just the solution. Our There for You credit union service offers UNISON members access to low-interest loans and a range of savings products through our UK network of partner credit unions.
